Howdy again! I must begin by apologizing for not sending this 'Morning Coffee' as regularly as I should...I know how these words are like a cold glass of water on a hot day for your soul...(at least that's what my ego likes to think--hah)!

I hope this is finding you doing well, and I must say that I am doing well--the Transformation challenge that I mentioned in my last e-mail is going great, and I have to thank those of you who have asked me about it and have held me accountable. Your support makes this even better. If you're curious at all about my progress and what I'm doing, please feel free to click on  http://www.transformation.com/chipper1 to check on me any time you'd like. I'm going to finish 18 hard weeks of this challenge, NO MATTER WHAT, so I don't mind anyone keeping tabs on me...

With that out of the way, I actually want to talk REAL ESTATE--a novel concept for a real estate company e-mail! We just had a Client come down from out of town, and purchase 3 properties over the weekend. I commented to him that he is on the right track for building wealth--and he is! They were VA Foreclosures and they have what is known as 'Vendee Financing'--where the Department of Veterans Affairs loans the money directly to the borrower (no bank officially involved), and they only ask for 5% down to investors (!!!) and the interest rate is still below 5%! These are great, not good--but GREAT deals, and I don't know if there's ever been a better time to get these homes. Most are priced under market value--many are stunningly under market value, and almost all of them would rent for quite a bit more than the mortgage payment. This can be a wealth building MACHINE for you, and this can be one of the greatest e-mails you've ever gotten if you decide to act on these.

What now? If you're interested, go to www.killeenforeclosure.com and sign up to get our Foreclosure list sent to you. If you're really interested, you can get pre-qualified so you know you can get one of these homes. To do that, call my favorite, whole-heartedly endorsed mortgage lender, Laura Franks (she's also the most beautiful mortgage lender out there--not that I'm biased) at (254) 535-3227 and she can do that for you free of charge. If you need to work on something, she'll let you know. She'll also let you know if you've got a blank check to start building some real estate wealth.